AS
WHICH SCENARIO WILL YOU CHOOSE?
ENJOY NOW AND SUFFER LATER?
SACRIFICE NOW AND ENJOY LATER?
THE X-CURVE CONCEPT
THE LAW OF BUILDING WEALTH TO DECREASE YOUR RESPONSIBILITY
Red Line = Responsibility
Blue Line = Savings
During the earlier years of our life, people are generally less secured; the income is lower and has a high responsibility, married or single. When we get older our responsibility line should go lower and the only way to lower down our responsibility is to build our savings and investments.
Two BIG IFs in L-I-F-E
IF a person dies too soon.
If we die too soon the problem is not with us because we are dead already. The problem is with the family we left behind. Imagine the burden if we do not have enough savings & investments for our family. Their needs are permanent but our income is temporary.
IF a person lives too long.
If we live too long, will it be a blessing or a curse? It depends. If we have built enough savings and investments that can cover our entire retirement years, yes, it will be a blessing. The most expensive part of our life is not raising a new born baby or sending kids to school but "retirement."
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When it comes to securing and saving their future, many good hard-working people fail. These people did not plan to fail, they just failed to plan.
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